Hot Tub Financing in Maryland
Flexible Payment Options
Enjoy your new hot tub now and pay over time with flexible financing options through Hearth. Check your personalized rates in minutes, explore fixed monthly payment plans, and choose terms that fit your budget — all through a simple, secure online application.
Financing FAQs
-
Hearth works with a network of lending partners to match homeowners with financing options that fit their credit profile and project size. Instead of applying to one bank at a time, your application is reviewed across multiple lenders to help surface competitive loan offers.
-
Hearth’s prequalification process uses a soft credit pull, which does not impact your credit score. If you choose to move forward with a loan, a hard credit inquiry will occur once you authorize the application.
-
Most customers can review options and complete an application in just a few minutes.
-
Options vary by credit profile, but Hearth offers loan amounts starting around $1,000 and terms that can extend up to 12 years.
-
Hearth financing options typically have no prepayment penalties, so you can pay off early if you choose.
-
Funding timelines vary, but loans are typically funded within 1–5 days after approval.
Ready to Experience It in Person?
Visit our Germantown showroom to explore our hot tub collections, compare features, and find the right fit for your home. Our team is happy to walk you through available financing options and answer any questions.